The average wrist surgery cost in the United States is $11,800, though prices can range from $6,775 to $18,275.
One factor that can significantly affect the cost of your surgery is whether you have the procedure performed in an inpatient facility, like a hospital, or an outpatient surgery center.
Outpatient centers are just as safe as hospitals but could save you thousands on your medical bill.
Based on our data, the target fair price for wrist surgery is $8,875, whether you have health insurance or not.
- National Average: $11,800
- National Range: $6,775 – $18,275+
- Outpatient Facility Average: $10,075
- Inpatient Facility Average: $17,350
- Target Fair Price: $8,875
Below, you’ll learn what factors into the cost of wrist surgery, as well as how to find a fair price for your procedure.
Wrist Surgery Cost Averages Around the Country
Specific Wrist Surgery Procedures and National Cost Averages
Which factors affect how much wrist surgery costs?
Many things can affect the cost of health care, regardless of which type of procedure you’re getting. Generally, three factors cause healthcare costs to vary:
- Facility setting — Where you have your medical procedure done affects the cost. Having your surgery done in a hospital as an inpatient costs far more than having the same procedure done in an outpatient center. Since inpatient facilities tend to cost more to run, patients end up paying more for care.
- Insured or uninsured — The price of surgery can vary between insurance providers. The change in price largely depends on how much of the procedure your insurance plan covers, if any at all. If you don’t have health insurance, you can expect to pay for the full cost of the procedure out-of-pocket.
- Location — The region, state, and even city you live in can affect the cost of your medical procedure. If you live in a rural area with fewer facilities to choose from, you can expect to pay more than you would if you lived in a city with many providers. Traveling for a medical procedure can be a great money-saving option.
Inpatient vs. outpatient facility cost differences
The cost of wrist surgery will vary greatly between inpatient and outpatient facilities. The national average cost for the surgery at inpatient facilities is $17,350, while the same procedure at outpatient facilities averaged $10,075.
Insured vs. uninsured cost differences
Insured patients have historically paid less than uninsured patients for wrist surgery, especially when they stay in-network. When a patient has insurance, they share payment responsibility with their insurance company. For patients who don’t have health insurance, the cost of their wrist surgery falls on them and, ultimately, costs more.
In-network vs. out-of-network cost differences
In-network refers to a health care provider or facility that has a contracted rate with a health insurance company. This rate is usually much lower than what someone would pay out-of-pocket; in-network providers are almost always cheaper than out-of-network providers. This does not apply to patients who are uninsured—without insurance, you shoulder the full cost of your medical procedure.
Nearly everyone who has wrist surgery will have to pay some of the cost out-of-pocket. Uninsured patients will be responsible for the total cost of their surgery.
Patients who do have health insurance will be responsible for paying their deductible, copay, and coinsurance amounts. The amount of each of these costs depends on your health plan.
More factors that affect the cost of wrist surgery
- Prescriptions — A physician may prescribe painkillers or antibiotics post-procedure. To avoid high prescription prices, make sure your insurance policy covers the prescriptions you receive. You can also ask if there is a generic version of the same medicine, which can help lower the cost.
- Additional office visits — In some cases, you may be charged a separate fee for an initial consultation with the surgeon before the procedure. Complications from wrist surgery are rare. However, your doctor will want to see you for a follow-up appointment one to two weeks after your surgery to evaluate your recovery. Patients often see their doctor at least once more after that, depending on the type of surgery. Ask if these follow up visits are included in the total cost of your procedure.
Your wrist surgery checklist
1. Review the total cost of your procedure with your surgeon. Ask them to explain what each cost is for and keep a record. If you get a medical bill that’s higher than you expected, this information will come in handy.
2. Ask your surgeon if they can perform the procedure in an outpatient setting.
3. Check that all providers are in-network. Sometimes a provider who treats you will be out-of-network (this often happens with anesthesiologists). You can avoid this by asking your surgeon whether all of the providers who will treat you are in-network for your insurance.
4. Ask what the typical cost is if the surgeon finds other areas that need to be repaired during your procedure.
Finding a fair price for your wrist surgery
The target fair cost for wrist surgery is $8,875, but many factors can affect the price that you pay. If you’re worried about affording your wrist surgery, you may have more options than you think. New Choice Health works with healthcare facilities to find discounts and financing options to help you get the best price for your procedure. Learn more about New Choice Health’s Orthopedic Surgery Patient Assist program to save money on your wrist surgery today.