The average cost of a CT scan in the United States is $3,275, though prices can range from $300 to $6,750.
One factor that can greatly affect the cost of your CT scan is whether you have it performed in an inpatient facility, like a hospital, or an outpatient surgery center.
Outpatient centers are just as safe as hospitals but could save you thousands on your medical bill.
Based on our data, the target fair price for a CT scan is $525, whether you have health insurance or not.
- National Average: $3,275
- National Range: $300 – $6,750+
- Outpatient Facility Average: $525
- Inpatient Facility Average: $4,750
- Target Fair Price: $525
Your doctor may recommend a CT scan for a variety of reasons. Below, you’ll learn the costs associated with each type of CT scan, as well as what factors into the cost of a CT scan and how to find a fair price for your procedure.
CT Scan Cost Averages Around the Country
Specific CT Scan Procedures and National Cost Averages
Which factors affect the cost of a CT scan?
Many things can affect the cost of health care, regardless of which type of procedure you’re getting. Generally, there are three factors that cause healthcare costs to vary:
- Facility setting — Where you have your medical procedure done affects the cost. Having your scan done in a hospital as an inpatient costs far more than having the same procedure done in an outpatient center. Since inpatient facilities tend to cost more to run, patients end up paying more for care.
- Insured or uninsured — The price of medical procedures can vary between insurance providers. The change in price largely depends on how much of the procedure your insurance plan covers, if any at all. If you don’t have health insurance, you can expect to pay for the full cost of the procedure out-of-pocket.
- Location — The region, state, and even city you live in can affect the cost of your medical procedure. If you live in a rural area with fewer facilities to choose from, you can expect to pay more than you would if you lived in a city with many providers. Traveling for a medical procedure can be a great money-saving option.
Inpatient vs. outpatient facility cost differences
The cost of a CT scan will vary greatly between inpatient and outpatient facilities. The national average cost for the procedure at inpatient facilities is $4,750, while the same procedure at outpatient facilities averaged $525.
Insured vs. uninsured cost differences
Insured patients have historically paid less than uninsured patients for a CT scan, especially when they stay in-network. When a patient has insurance, they share payment responsibility with their insurance company. For patients who don’t have health insurance, the cost of a CT scan falls on them and, ultimately, costs more.
In-network vs. out-of-network cost differences
In-network refers to a health care provider or facility that has a contracted rate with a health insurance company. This rate is usually much lower than what someone would pay out-of-pocket; in-network providers are almost always cheaper than out-of-network providers. This does not apply to patients who are uninsured—without insurance, you shoulder the full cost of your medical procedure.
Nearly everyone who has a CT scan will have to pay some of the cost out-of-pocket. Uninsured patients will be responsible for the total cost of their procedure.
Patients who do have health insurance will be responsible for paying their deductible, copay, and coinsurance amounts. The amount of each of these costs depends on your health plan.
More factors that affect the cost of a CT scan
- Contrast materials — Your physician might request a CT scan with contrast, especially if the scan is focused on soft tissues such as blood vessels and organs. You will need a special dye, called a contrast material, before this type of scan. Side effects from contrast dyes are rare. Ask if this contrast material is included in the total cost of your procedure.
- Additional office visits — In some cases, you may be charged a separate fee for an initial consultation with the physician before the procedure. You will have a follow-up appointment soon after the scan to discuss your results. Ask if this follow up visit is included in the total cost of your procedure.
Your CT scan checklist
1. Review the total cost of your procedure with your physician. Ask them to explain what each cost is for and keep a record. If you get a medical bill that’s higher than you expected, this information will come in handy.
2. Ask your physician if they can perform the procedure in an outpatient setting.
3. Check that all providers are in-network. Sometimes a provider who treats you will be out-of-network (this often happens with anesthesiologists). You can avoid this by asking your physician whether all of the providers who will treat you are in-network for your insurance.
4. Ask what the typical cost is if the physician finds other areas that need to be examined during your procedure.
Finding a fair price for your CT scan
No matter which imaging test your physician recommends, searching for the best value can be confusing. The national average cost for a CT scan is $5,750, but it’s not always easy to figure out what different healthcare facilities charge for the procedure. New Choice Health cuts through the conflicting information for you, so you can find out the price you should pay. Use New Choice Health’s comparison tool to find the best price for your CT scan today.